Dave Ramsey’s Foundations in Personal Finance
Monday – Friday, 8:00 a.m. – 12:00 p.m.
June 11 – 15, July 9 – 13, August 6 – 10
$75 per student includes one workbook, plus continental breakfast, snacks and drinks each day
Many Financial Peace University students and graduates have said, “If I had only had this information at an earlier age, life could have been so different.” Well, last year we offered this in two sessions and had 48 students graduated from the course, and it made such an impact that we are offering it three times this year! We are offering the program to all high school and college students.
Unit One – Saving and Investing
- Identify sources of income
- Explain how limited personal financial resources affect the choices people make
- Discuss the importance of taking responsibility for personal finance decisions
- Apply a decision-making process to personal finance choices
- Explain how inflation affects spending and investing decisions
- Design a plan for earning, spending, saving and investing
- Evaluate information about products and services
- Explain the relationship between saving and investing
- Describe reasons for saving and reasons for investing
- Compare the risk, return and liquidity of investment alternatives
- Describe how to buy and sell investments
- Explain how different factors affect the rate of return of investments
- Evaluate sources of investment information
- Explain how agencies that regulate financial markets protect
Unit Two – Credit and Debt
- Explain how limited person financial resources affect the choices people make
- Identify the opportunity cost of financial decisions
- Discuss the importance of taking responsibility for personal finance decisions
- Compare the benefits and costs of spending decisions
- Evaluate information about products and services
- Compare the advantages and disadvantages of different payment methods
- Analyze the benefits and costs of consumer credit
- Explain the factors that affect creditworthiness and the purpose of credit records
- Identify ways to avoid or correct credit problems
- Describe the rights and responsibilities of buyers and sellers under consumer protection laws
Unit Three – Financial Responsibility and Money Management
- Discuss the importance of taking responsibility for personal finance decisions
- Apply a decision-making process to personal finance choices
- Describe how insurance and other risk-management strategies protect against financial loss
- Design a plan for earning, spending, saving and investing
- Explain how to use money-management tools available from financial institutions
Unit Four – Insurance/Risk Management and Income/Careers
- Analyze how career choice, education, skills, and economic conditions affect income
- Explain how taxes, government transfer payments, and employee benefits relate to disposable income
- Discuss the importance of taking responsibility for personal finance decisions
- Explain how inflation affects spending and investing decisions
- Compare the advantages and disadvantages of different payment methods
- Compare sources of consumer credit
The Power of Giving
Why is giving so powerful? Why does God ask us to give? In this chapter, Dave Ramsey reviews the scriptural guidelines for handling money and explains why giving is such an important aspect of health lifestyle.
